A 203k consultant is a professional certified by the U.S. Department of Housing and Urban Development (HUD) and approved to work on FHA 203(k) rehabilitation loan projects, which allow homeowners to roll repair costs into their mortgage. A Consultants job is to prepare project documentation, such as the work write-up and cost estimates, act as a liaison between the homeowner, contractor, and lender, and conduct draw inspections to ensure work meets FHA standards and help facilitate payments to the contractor.